/* ============================================================
   iDirect Home Loans � Purchase & Refinance Application
   Scoped to .purchase-form
   Design: Clean / minimal, matching reference image style
   ============================================================ */

/* -- Design Tokens ------------------------------------------- */
.purchase-form {
  --pf-primary:          #2e7d32;
  --pf-primary-light:    #e8f5e9;
  --pf-primary-ring:     rgba(46,125,50,0.15);
  --pf-primary-border:   rgba(46,125,50,0.40);
  --pf-on-primary:       #ffffff;

  --pf-secondary:        #1b5e20;
  --pf-on-secondary:     #ffffff;

  --pf-tertiary:         #1f3846;
  --pf-tertiary-fixed:   #dce8f0;

  --pf-surface:          #f5f6f7;
  --pf-surface-lowest:   #ffffff;
  --pf-surface-low:      #f0f4ff;
  --pf-surface-highest:  #d0d8e0;

  --pf-on-surface:       #111827;
  --pf-on-surface-var:   #4b5563;

  --pf-outline:          #9ca3af;
  --pf-outline-var:      #d1d5db;
  --pf-outline-light:    #e5e7eb;

  --pf-error:            #ba1a1a;
  --pf-success:          #198754;

  --pf-r-sm:   4px;
  --pf-r:      8px;
  --pf-r-md:   12px;
  --pf-r-lg:   16px;
  --pf-r-full: 9999px;

  font-family: 'Inter', 'DM Sans', -apple-system, sans-serif;
  color: var(--pf-on-surface);
  min-height: 100vh;
}

/* -- App Card ------------------------------------------------ */
.purchase-form .app-card {
  border-radius: var(--pf-r-lg);
  box-shadow: 0 2px 16px rgba(0,0,0,0.07);
  padding: 36px 40px 28px;
  border: 1px solid var(--pf-outline-light);
  margin: 0 auto;
}

/* -- Progress Bar -------------------------------------------- */
.purchase-form .progress-bar {
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  justify-content: space-between;
  position: relative;
  padding: 0 8px;
  background: transparent;
  height: auto;
  border-radius: 0;
  overflow: visible;
}

.purchase-form .progress-bar::before {
  content: '';
  position: absolute;
  top: 17px;
  left: calc(16.67% + 8px);
  right: calc(16.67% + 8px);
  height: 2px;
  background: var(--pf-outline-var);
  z-index: 0;
}

.purchase-form .step-item {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  flex: 1;
}

.purchase-form .step-circle {
  width: 36px;
  height: 36px;
  border-radius: var(--pf-r-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 700;
  border: 2px solid var(--pf-outline-var);
  background: var(--pf-surface-lowest);
  color: var(--pf-on-surface-var);
  transition: background 0.25s, border-color 0.25s, color 0.25s;
}

.purchase-form .step-circle.active {
  background: var(--pf-primary);
  border-color: var(--pf-primary);
  color: #fff;
}

.purchase-form .step-circle.complete {
  background: var(--pf-primary);
  border-color: var(--pf-primary);
  color: #fff;
}

.purchase-form .step-circle .step-label-num {
  font-size: 13px;
  font-weight: 700;
}

.purchase-form .step-circle.active   .step-label-num,
.purchase-form .step-circle.complete .step-label-num { color: #fff; }

.purchase-form .step-circle.complete .material-symbols-outlined {
  font-size: 18px;
  color: #fff;
}

.purchase-form .step-label {
  font-size: 12px;
  font-weight: 500;
  color: var(--pf-on-surface-var);
  text-align: center;
}

.purchase-form .step-label.active {
  color: var(--pf-primary);
  font-weight: 600;
}

/* -- Step Panels --------------------------------------------- */
.purchase-form .step-panel        { display: none; }
.purchase-form .step-panel.active { display: block; animation: pf-fadeInUp 0.3s ease forwards; }

/* -- Step Header --------------------------------------------- */
.purchase-form .step-header {
  margin-bottom: 24px;
}

.purchase-form .step-header h1 {
  font-size: 22px;
  font-weight: 700;
  color: var(--pf-on-surface);
  margin: 0 0 6px;
  line-height: 1.3;
}

.purchase-form .step-header h1 .step-word {
  color: var(--pf-primary);
}

.purchase-form .step-header p {
  font-size: 14px;
  color: var(--pf-on-surface-var);
  margin: 0;
  line-height: 1.55;
}

/* -- Section Cards ------------------------------------------- */
.purchase-form .sub-card {
  background: var(--pf-surface-lowest);
  border: 1px solid var(--pf-outline-light);
  border-radius: var(--pf-r-md);
  padding: 20px;
  margin-bottom: 20px;
}

.purchase-form .sub-card:last-child { margin-bottom: 0; }
.purchase-form .sub-card-accent { display: none; }

/* -- Section Heading ----------------------------------------- */
.purchase-form .section-heading {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 16px;
  font-weight: 700;
  color: var(--pf-on-surface);
  margin: 0 0 16px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--pf-outline-light);
  justify-content: flex-start;
  text-align: left;
}

.purchase-form .section-heading > .material-symbols-outlined {
  font-size: 18px;
  color: var(--pf-primary);
  background: var(--pf-primary-light);
  padding: 6px;
  border-radius: var(--pf-r);
  line-height: 1;
}

.purchase-form .section-heading.secondary > .material-symbols-outlined { color: var(--pf-primary); }
.purchase-form .section-heading.tertiary  > .material-symbols-outlined { color: var(--pf-primary); }

/* -- Field Labels & Hints ------------------------------------ */
.purchase-form .field-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--pf-on-surface);
  display: block;
  margin-bottom: 6px;
  line-height: 1.4;
}

.purchase-form .field-label .req,
.purchase-form .radio-question-label .req { color: var(--pf-error); margin-left: 1px; }

.purchase-form .field-hint {
  font-size: 12px;
  color: var(--pf-on-surface-var);
  line-height: 1.4;
}

/* -- Inputs -------------------------------------------------- */
.purchase-form .input,
.purchase-form select.input {
  width: 100%;
  padding: 9px 12px;
  border-radius: var(--pf-r);
  border: 1px solid var(--pf-outline-var);
  background: var(--pf-surface-lowest);
  color: var(--pf-on-surface);
  font-family: inherit;
  font-size: 14px;
  outline: none;
  transition: border-color 0.18s, box-shadow 0.18s;
  box-shadow: none;
}

.purchase-form .input::placeholder { color: #9ca3af; }

.purchase-form .input:focus,
.purchase-form select.input:focus {
  border-color: var(--pf-primary);
  box-shadow: 0 0 0 3px var(--pf-primary-ring);
}

.purchase-form .input.bg-tinted {
  background: #f3f4f6;
  border-color: transparent;
}

.purchase-form select.input { cursor: pointer; appearance: none; }

.purchase-form .select-wrap { position: relative; }
.purchase-form .select-wrap .material-symbols-outlined {
  position: absolute;
  right: 10px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--pf-on-surface-var);
  pointer-events: none;
  font-size: 18px;
}

/* -- Phone Group --------------------------------------------- */
.purchase-form .phone-group { display: flex; align-items: center; gap: 6px; }
.purchase-form .phone-seg   { display: flex; flex-direction: column; gap: 4px; align-items: center; }
.purchase-form .phone-seg .input { text-align: center; }
.purchase-form .phone-w1 { width: 66px; }
.purchase-form .phone-w2 { width: 66px; }
.purchase-form .phone-w3 { width: 78px; }
.purchase-form .phone-sep { color: var(--pf-on-surface-var); font-weight: 500; }

/* -- Name Row ------------------------------------------------ */
.purchase-form .name-row { display: flex; gap: 8px; align-items: flex-start; flex-wrap: wrap; }
.purchase-form .name-row .title-col  { width: 88px; flex-shrink: 0; }
.purchase-form .name-row .first-col,
.purchase-form .name-row .last-col   { flex: 1 1 110px; }
.purchase-form .name-row .suffix-col { width: 68px; flex-shrink: 0; }
.purchase-form .mini-label {
  font-size: 11px;
  color: var(--pf-on-surface-var);
  text-align: center;
  margin-top: 3px;
}

/* -- Dollar Input -------------------------------------------- */
.purchase-form .dollar-wrap {
  display: flex;
  align-items: center;
  border: 1px solid var(--pf-outline-var);
  border-radius: var(--pf-r);
  overflow: hidden;
  background: var(--pf-surface-lowest);
  max-width: 180px;
}
.purchase-form .dollar-sym {
  padding: 9px 10px;
  color: var(--pf-on-surface-var);
  font-size: 14px;
  background: #f9fafb;
  border-right: 1px solid var(--pf-outline-var);
  flex-shrink: 0;
}
.purchase-form .dollar-wrap .input {
  border: none;
  border-radius: 0;
  box-shadow: none;
  flex: 1;
}
.purchase-form .dollar-wrap .input:focus { box-shadow: none; }
.purchase-form .dollar-wrap:focus-within {
  border-color: var(--pf-primary);
  box-shadow: 0 0 0 3px var(--pf-primary-ring);
}
.purchase-form .dollar-wrap.full { max-width: 100%; }

/* -- Refinance liabilities ----------------------------------- */
.purchase-form .liability-row {
  display: grid;
  grid-template-columns: minmax(160px, 220px) minmax(0, 1fr) minmax(0, 1fr);
  gap: 8px 16px;
  align-items: end;
}
.purchase-form .liability-label {
  font-weight: 600;
  padding-bottom: 12px;
}
.purchase-form .liability-item.totals-row .liability-label {
  font-weight: 700;
}

/* -- Address Grid -------------------------------------------- */
.purchase-form .address-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.purchase-form .address-grid .span-full { grid-column: 1 / -1; }

/* -- Radio Simple -------------------------------------------- */
.purchase-form .radio-simple { display: flex; gap: 20px; margin-top: 6px; }
.purchase-form .radio-opt {
  display: flex;
  align-items: center;
  gap: 7px;
  cursor: pointer;
  white-space: nowrap;
}
.purchase-form .radio-opt input { position: absolute; opacity: 0; width: 0; height: 0; }
.purchase-form .radio-dot {
  width: 17px;
  height: 17px;
  border-radius: var(--pf-r-full);
  border: 2px solid var(--pf-outline-var);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: border-color 0.18s, background 0.18s;
  flex-shrink: 0;
}
.purchase-form .radio-dot::after {
  content: '';
  width: 7px;
  height: 7px;
  border-radius: var(--pf-r-full);
  background: var(--pf-surface-lowest);
  transform: scale(0);
  transition: transform 0.18s;
}
.purchase-form .radio-opt input:checked ~ .radio-dot        { border-color: var(--pf-primary); background: var(--pf-primary); }
.purchase-form .radio-opt input:checked ~ .radio-dot::after { transform: scale(1); }
.purchase-form .radio-opt-label { font-size: 14px; color: var(--pf-on-surface); }

.purchase-form .radio-tertiary .radio-opt input:checked ~ .radio-dot { border-color: var(--pf-primary); background: var(--pf-primary); }

/* -- Radio Question Row -------------------------------------- */
.purchase-form .radio-question {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  padding: 10px 0;
  border-bottom: 1px solid var(--pf-outline-light);
  gap: 12px;
}
.purchase-form .radio-question:last-child { border-bottom: none; padding-bottom: 0; }
.purchase-form .radio-question:first-child { padding-top: 0; }
.purchase-form .radio-question.no-border,
.purchase-form .radio-question.no-border:last-child { border-bottom: none; }
.purchase-form .radio-question-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--pf-on-surface);
}
.purchase-form .radio-question .radio-simple { margin-top: 0; gap: 16px; flex-shrink: 0; }


/* -- Checkbox ------------------------------------------------ */
.purchase-form .check-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  cursor: pointer;
  white-space: normal;
}
.purchase-form .check-label input { position: absolute; opacity: 0; width: 0; height: 0; }
.purchase-form .check-box {
  width: 18px;
  height: 18px;
  border: 2px solid var(--pf-outline);
  border-radius: var(--pf-r-sm);
  background: var(--pf-surface-lowest);
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.18s, border-color 0.18s;
  margin-top: 1px;
}
.purchase-form .check-box .material-symbols-outlined { font-size: 13px; color: #fff; opacity: 0; transition: opacity 0.18s; }
.purchase-form .check-label input:checked ~ .check-box { background: var(--pf-primary); border-color: var(--pf-primary); }
.purchase-form .check-label input:checked ~ .check-box .material-symbols-outlined { opacity: 1; }
.purchase-form .check-label:hover .check-box { box-shadow: 0 0 0 3px var(--pf-primary-ring); }
.purchase-form .check-text { font-size: 14px; color: var(--pf-on-surface); line-height: 1.5; }

/* -- Inner Card ---------------------------------------------- */
.purchase-form .inner-card {
  background: var(--pf-surface);
  padding: 14px 16px;
  border-radius: var(--pf-r);
  border: 1px solid var(--pf-outline-light);
}
.purchase-form .inner-card-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 12px; }
.purchase-form .inner-card-title { font-size: 13px; font-weight: 700; color: var(--pf-primary); display: flex; align-items: center; gap: 6px; }
.purchase-form .inner-card-title .material-symbols-outlined { font-size: 16px; }

/* -- Badge --------------------------------------------------- */
.purchase-form .badge {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--pf-on-surface-var);
  background: #eef0f3;
  padding: 3px 8px;
  border-radius: var(--pf-r-sm);
}

/* -- Conditional Sections ------------------------------------ */
.purchase-form .cond-section {
  overflow: hidden;
  transition: max-height 0.3s ease, opacity 0.3s ease;
  max-height: 0;
  opacity: 0;
}
.purchase-form .cond-section.open { max-height: 800px; opacity: 1; }

/* -- Divider ------------------------------------------------- */
.purchase-form .divider { border: none; border-top: 1px solid var(--pf-outline-light); margin: 0; }

/* -- Table --------------------------------------------------- */
.purchase-form .table { font-size: 13px; width: 100%; border-collapse: collapse; }
.purchase-form .table th {
  font-size: 12px; font-weight: 600; color: var(--pf-on-surface-var);
  padding: 6px 8px; border-bottom: 1px solid var(--pf-outline-light);
  text-align: left; background: #f9fafb;
}
.purchase-form .table td { padding: 8px; border-bottom: 1px solid var(--pf-outline-light); vertical-align: middle; }
.purchase-form .table tr:last-child td { border-bottom: none; }
.purchase-form .table-light td { background: #f3f4f6; font-weight: 600; }

/* -- Navigation ---------------------------------------------- */
.purchase-form .form-nav {
  margin-top: 28px;
  padding-top: 20px;
  border-top: 1px solid var(--pf-outline-light);
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.purchase-form .btn-back {
  padding: 9px 18px;
  border-radius: var(--pf-r);
  border: 1px solid var(--pf-outline-var);
  color: var(--pf-on-surface-var);
  font-size: 14px; font-weight: 600;
  background: transparent; cursor: pointer;
  display: flex; align-items: center; gap: 6px;
  transition: background 0.18s;
}
.purchase-form .btn-back:hover { background: var(--pf-surface); }
.purchase-form .btn-next {
  padding: 10px 22px;
  border-radius: var(--pf-r);
  background: var(--pf-primary); color: #fff;
  font-size: 14px; font-weight: 700; border: none; cursor: pointer;
  display: flex; align-items: center; gap: 6px;
  white-space: nowrap;
  transition: background 0.2s, box-shadow 0.2s;
}
.purchase-form .btn-next:hover { background: #255e28; box-shadow: 0 4px 12px rgba(46,125,50,0.30); }
.purchase-form .btn-submit {
  padding: 10px 22px;
  border-radius: var(--pf-r);
  background: var(--pf-secondary); color: #fff;
  font-size: 14px; font-weight: 700; border: none; cursor: pointer;
  display: flex; align-items: center; gap: 6px;
  white-space: nowrap;
  transition: background 0.2s, box-shadow 0.2s;
  box-shadow: 0 2px 6px rgba(27,94,32,0.20);
}
.purchase-form .btn-submit:hover { background: #155218; box-shadow: 0 4px 12px rgba(27,94,32,0.30); }
.purchase-form .btn-submit:disabled,
.purchase-form .btn-next:disabled { opacity: 0.55; cursor: not-allowed; }

/* -- Auth Box ------------------------------------------------ */
.purchase-form .auth-box {
  background: #f8fdf9;
  border: 1px solid #c8e6c9;
  padding: 14px 16px;
  border-radius: var(--pf-r);
  display: flex; flex-direction: column; gap: 10px;
}

/* -- Toast --------------------------------------------------- */
.purchase-form-toast {
  position: fixed; bottom: 24px; left: 50%;
  transform: translateX(-50%) translateY(100px);
  background: var(--pf-on-surface); color: #fff;
  padding: 10px 22px; border-radius: 8px;
  font-size: 14px; font-weight: 600;
  box-shadow: 0 8px 24px rgba(0,0,0,0.15);
  transition: transform 0.35s ease; z-index: 9999;
  display: flex; align-items: center; gap: 8px;
}
.purchase-form-toast.show    { transform: translateX(-50%) translateY(0); }
.purchase-form-toast.success { background: var(--pf-success); }
.purchase-form-toast.error   { background: var(--pf-error); }

/* -- Success Screen ------------------------------------------ */
.purchase-form .success-screen {
  display: none; flex-direction: column; align-items: center;
  gap: 20px; text-align: center; padding: 40px 0;
}
.purchase-form .success-screen.active { display: flex; animation: pf-fadeInUp 0.4s ease; }
.purchase-form .success-icon {
  width: 64px; height: 64px; border-radius: var(--pf-r-full);
  background: var(--pf-primary);
  display: flex; align-items: center; justify-content: center;
}
.purchase-form .success-icon .material-symbols-outlined { font-size: 34px; color: #fff; }
.purchase-form .success-title { font-size: 26px; font-weight: 700; color: var(--pf-primary); margin: 0; }
.purchase-form .success-sub   { font-size: 15px; color: var(--pf-on-surface-var); max-width: 460px; margin: 0; }

/* -- Animations ---------------------------------------------- */
@keyframes pf-fadeInUp {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* -- Spinner ------------------------------------------------- */
.purchase-form .spinner {
  width: 16px; height: 16px;
  border: 2px solid rgba(255,255,255,0.4);
  border-top-color: #fff; border-radius: 50%;
  animation: pf-spin 0.7s linear infinite;
}
@keyframes pf-spin { to { transform: rotate(360deg); } }

/* -- Responsive ---------------------------------------------- */
@media (max-width: 640px) {
  .purchase-form .app-card       { padding: 20px 16px; }
  .purchase-form .step-header h1 { font-size: 18px; }
  .purchase-form .name-row       { flex-direction: column; }
  .purchase-form .name-row > div { width: 100% !important; flex: none !important; }
  .purchase-form .liability-row  { grid-template-columns: 1fr; }
  .purchase-form .liability-label { padding-bottom: 0; }
  .purchase-form .address-grid   { grid-template-columns: 1fr; }
  .purchase-form .address-grid .span-full { grid-column: 1; }
  .purchase-form .phone-w1,
  .purchase-form .phone-w2,
  .purchase-form .phone-w3       { width: 100% !important; }
  .purchase-form .dollar-wrap    { max-width: 100% !important; }
  .purchase-form .col-auto,
  .purchase-form .col-sm-6,
  .purchase-form .col-md-6,
  .purchase-form .col-md,
  .purchase-form .col-lg-3       { width: 100% !important; flex: 1 1 100% !important; max-width: 100% !important; }
  .purchase-form .radio-question { flex-direction: column; align-items: flex-start; gap: 8px; }
}

/* -- Textarea ------------------------------------------------ */
.purchase-form textarea.input {
  min-height: 95px;
  resize: vertical;
}

/* -- Word Counter -------------------------------------------- */
.purchase-form .word-counter-text {
  font-size: 12px;
  color: var(--pf-on-surface-var);
  margin-top: 5px;
}

/* -- Quick Quote Modal / Embedded Container ------------------- */
.purchase-form.quick-quote-container {
  min-height: auto;
  padding: 0;
  margin: 0;
}